Simulator
Acquisition costs
When buying property in France, acquisition costs (often called notary fees) are added to the price. They cover transfer duties collected by the State and local authorities, the notary's regulated fees, the property security contribution and various disbursements. Estimate them below.
First-time buyers may be exempt from the departmental increase. Disbursements are an average estimate.
Estimated acquisition costs
23 809 €
i.e. 7,94 % of the price
The calculation, spelled out
- Transfer duties are computed on the price: departmental duty, municipal tax and collection fees; the combined rate depends on the department.
- The notary's fees follow a national sliding scale by bracket, plus 20% VAT.
- Add the property security contribution (0.10% of the price) and disbursements that vary by file.
Example: a €400,000 existing home
- Transfer duties
- 23 226,6 €
- Notary fees, VAT included
- 4 311,9 €
- Property security contribution
- 400 €
- Disbursements and formalities (estimate)
- 1 200 €
- Estimated acquisition costs
- 29 138,5 € (7,28 %)
Rates in force, verified in septembre 2026 : ≈ 5,81 % (Transfer duties on an existing home (before the departmental increase)) · ≈ 6,32 % (Transfer duties with the 2025-2028 departmental increase) · 3,87 % à 0,799 % (Notary fees by bracket (sliding scale, excluding 20% VAT)) · 0,10 % (Property security contribution) ·
In a department applying the 2025-2028 increased rate, the same purchase would carry transfer duties of 6,32 % and total costs of about 31 185,9 €.
Guidance by country of residenceTax and financing rules depend on your country. Our Non-Resident Guides detail what changes for you.Browse guidesWhat the estimate covers
- Transfer duties: about 5.81% on existing homes (up to 6.32% with the 2025-2028 departmental increase), 0.71% on new builds.
- Notary fees: national sliding scale by bracket, plus 20% VAT.
- Property security contribution: 0.10% of the price.
- Disbursements and formalities: an average estimate, varying by case.
Good to know
Indicative estimate, excluding special cases (first-time buyers, specific assets, fee negotiation above 100,000 €). For an exact figure, we connect you with a partner notary who carries out the deed under their responsibility.
Need an exact figure?
Your dedicated contact prepares your purchase and coordinates the partner notary. Every mission is individually quoted.