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9 results for « non-resident mortgage »
Services1
FAQ5
- Can a non-resident get a French mortgage?Yes. Several French banks regularly finance non-resident buyers, with specific criteria: a larger down payment, stable and analysable income, sometimes different rate…
- Which documents make up a non-resident mortgage file?Usually: ID, proof of address, employment contract and payslips, local tax notices, bank statements, existing loans and details of the property. The partner broker…
- Mortgage charge or guarantee: what will the bank ask for?Most often a mortgage charge. Guarantee institutions, which secure the majority of residents' loans, frequently refuse non-residents' files. The bank then falls back on…
- Can a non-resident foreigner buy at auction in France?Yes, with no prior authorisation and no nationality or residence condition. The difficulties are practical, not legal: you need a guarantee issued by a French bank,…
- Which documents should I prepare as a non-resident?To be a credible buyer: ID, proof of address, tax notices from your country of residence and details on the origin of funds the notary will ask for. If you borrow, a…
Glossary3
- Non-resident mortgage fileSet of documents to assess your mortgage application: proof of income, assets, debts, ID, bank statements, sometimes translation and apostille. Requirements vary by bank…
- Mortgage loanLoan granted by a bank to finance a purchase, usually over 10 to 25 years. For non-residents, requirements on down payment, guarantees and documents are often stricter…
- Down paymentAmount you invest from your own funds in addition to the mortgage. For a non-resident, French banks often require a higher down payment, sometimes 20 to 30 percent of…