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40 results for « notary »
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FAQ28
- Can a relative transfer the funds to the notary for me?No, and it suspends the signature that very day, even when everything is perfectly legitimate. The notary is subject to the vigilance duties of article L561-2 of the…
- How are transfers coordinated with the notary?A purchase is paid in two stages: the deposit at the sale agreement, then the balance at the deed. The specialist schedules each conversion and each wire around these…
- What about a notary, a broker or tax matters?We point you to the right partner professional (notary, mortgage broker, adviser) and we make coordination easier. French Realty informs and connects; the partner…
- Why choose a notary used to non-residents?The authentic deed follows strict rules, and an overseas buyer's journey adds specifics: power of attorney, international funds, cross-border tax. We connect you with a…
- Does taking your own notary cost more?No, and this is probably the least known fact in a French property purchase. When two notaries act, one for the seller and one for the buyer, they do not charge twice:…
- How does settling-in coordinate with the notary and the removal?We work to the deed's calendar: subscriptions open on the key handover date, the home prepared just before you or the movers arrive, and providers expected on the right…
- Can I really buy a property in France without travelling?Yes, it is a journey we know well. The partner agent views and films properties for you, the notary prepares a power of attorney or a remote signature for the deed, and…
- Can I sign without coming to France?Yes. For the sale agreement, remote signing is common; for the deed, the notary prepares a power of attorney, to be executed before a local notary, an embassy or by…
- Can you buy an off-market property without coming to France?Yes. The viewing can take place by video call narrated by the partner buying agent holding the carte T, and signature by notarised power of attorney or by remote…
- Do you need a French bank account to get the loan?Yes, in practice: the loan is domiciled in a French account, the instalments are debited from it and the down payment must pass through it before the notary calls it.…
- Does French Realty bid on my behalf?No. The bid belongs to the lawyer you instruct, the valuation to a partner buying agent holding the carte T, the deed to the notary. French Realty watches sales across…
- How do I justify the origin of my funds?Anti-money-laundering rules require the notary to verify the origin of funds, especially from abroad. The partner notary tells you which documents are expected (savings,…
- How does capital gains tax work on resale?Non-residents' capital gains are taxed in France, with allowances that grow with the holding period, and country-specific obligations that may involve a fiscal…
- How long does a transfer take?Once your account is active and the conversion done, funds reach France within one to three business days depending on the currency and the banks. Ahead of a notary…
- How long does opening take?Depending on the bank, from a few days to a few weeks once the file is complete. We advise starting the opening before the deed is signed: the notary and the utilities…
- How much does it cost?Every mission is individually quoted by your dedicated contact and approved by you before anything starts: you know exactly what you pay, with no surprise. French VAT of…
- In which language do exchanges take place?In French or English, as you prefer: the partner notary translates the key points and writes the explanations in your language. French Realty remains your single point…
- Is my money safe during the transfer?Partner providers are licensed and supervised by the financial authorities of their country, with segregated client accounts and strict anti-money-laundering standards.…
- Mortgage charge or guarantee: what will the bank ask for?Most often a mortgage charge. Guarantee institutions, which secure the majority of residents' loans, frequently refuse non-residents' files. The bank then falls back on…
- Should I buy in my own name or through a company (SCI)?It depends on your family, tax and estate situation: an SCI can simplify a transfer between heirs living in some countries, or create constraints elsewhere. There is no…
- What are the purchase costs for a non-resident?The same as for a resident: transfer taxes for the most part, plus the notary's fees and formalities. The partner notary gives you the itemised figures before the sale…
- Where should I start?With the personal study, complimentary: a few questions about your situation, budget, target areas and calendar. It leads to a clear action plan (search, financing, tax,…
- Which documents should I prepare as a non-resident?To be a credible buyer: ID, proof of address, tax notices from your country of residence and details on the origin of funds the notary will ask for. If you borrow, a…
- Which formality should you start with when arriving in France?With proof of address, and that is counter-intuitive because it does not look like a formality. An energy bill or a home insurance certificate in your name is asked for…
- Which French taxes concern a non-resident owner?Depending on your situation: rental income to declare in France if the property is let, property tax and, for a second home, vacant- or second-home dwelling tax…
- Who advises me in the end: French Realty or the broker?Financing is a partner service: the specialist broker carries the bank file under their responsibility, and French Realty coordinates it with the other steps (search,…
- Who pilots my project from start to finish?Your dedicated contact. A single point of contact who keeps the whole picture of your project and orchestrates it from start to finish: they deliver the upkeep and…
- Who reviews the sale agreement before I sign?The partner notary reviews and explains the sale agreement clause by clause before anything is signed: suspensive conditions, deadlines, diagnostics, possible easements.…
Glossary8
- Notary (civil law)Public officer who legally secures the transaction by checking title, easements and mortgages and drafting the deeds. Neutral, they act for both parties, with…
- Currency transferConverting and transferring funds from your country of residence to a French account to pay the price, notary fees or works. Fees and exchange rates can vary…
- Final deed of saleFinal deed signed at the notary that legally transfers ownership to the buyer against payment of price and costs. The keys are handed over and the sale is registered…
- IntroductionPointing you to the right professional (notary, broker, buying agent, craftsman, caterer) and coordinating the exchanges, without acting in their place or collecting on…
- Notarial power of attorneyOfficial document authorizing a trusted person or a notary's clerk to sign the preliminary agreement or the final deed on your behalf. It lets you buy in France without…
- Preliminary sale agreementPreliminary contract signed between seller and buyer setting the price, property description, deadlines and conditions precedent, especially mortgage approval. It binds…
- Purchase closing costsAll costs to plan on top of the price: notary fees, disbursements and land registry taxes, plus agency or search fees where applicable. They usually amount to 7 to 8…
- Title deedOfficial document drawn up by the notary at purchase, proving you are the legal owner. It states the description, price, previous owners and any easements or mortgages.