Simulator

Loan instalment

To finance a purchase in France, it helps to know your instalment, the total credit cost and your debt ratio before committing. This simulator computes a constant-amortisation instalment, with an optional borrower insurance. Estimate your financing below.

Estimated instalment

1 521 €

incl. 71 € of insurance

Instalment excl. insurance1 450 €
Total interest cost97 976 €
Total insurance cost17 000 €
Total credit cost114 976 €
Total repaid364 976 €
Guidance by country of residenceTax and financing rules depend on your country. Our Non-Resident Guides detail what changes for you.Browse guides

What the estimate covers

  • Instalment excluding insurance, computed by constant amortisation over the chosen term.
  • Borrower insurance estimated on the initial capital (enter your rate).
  • Total interest cost, insurance cost and total amount repaid.
  • Indicative debt ratio if you enter your income (common threshold: 35%).

Good to know

Indicative estimate: the actual rate, insurance and fees depend on your profile and the lender. French Realty is not a broker; for a financing study and a loan offer, we connect you with a partner broker.

Financing to structure?

Your dedicated concierge coordinates the partner broker and assembles your file. Everything is billed by time spent.

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